Do you have leaks in your roof or pipes?
We know how stressful that can be.
Beyond the damage to your property, these unexpected situations often lead to costly repairs and the hassle of dealing with complex insurance processes. In moments like these, one of the biggest concerns is how to file a water damage claim — and whether your policy will actually cover it.
That’s where we come in. We handle the entire process for you. Our mission is to manage your claim quickly and efficiently, so your life can return to normal as soon as possible. And most importantly: we work for you, not your insurance company. We defend your rights, protect your interests, and fight to get you the fair compensation you deserve.
What Is Considered Water Damage?
If you’re not sure whether your property has suffered water damage, we’re here to help clarify what types of damage are typically covered. Understanding this can help you determine if you’re eligible to file a water damage insurance claim.
Simply put, water damage means that water has impacted the interior of your home. This can include:
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Roof leaks that damage your ceilings and walls
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Pipe leaks that cause ceiling stains or deterioration
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An overflowing toilet that soaks your bathroom floor
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A hailstorm that breaks your windows and floods your floors
If you’ve noticed water stains on the walls, mold, rotting wood, warped flooring, or similar issues, chances are your property has suffered water damage. Be sure to check if your homeowner’s insurance policy covers this type of damage. If it was caused by an accidental or sudden event, it’s likely covered.
Moisture from Leakage
Since pipes are often situated inside walls, even a small crack or break can lead to hidden water accumulation. By the time fungal growth is detected, a well-established fungal colony is often present, capable of producing spores.
Condensation Moisture
Water vapor condenses on surfaces that are cooler than the surrounding environment, typically on the exterior walls of a house that are exposed to cold air.
Lack of Ventilation
Indoor humidity levels rise due to daily activities such as showering, drying clothes, and cooking. Without proper ventilation, this increase in moisture can lead to the growth of mold and mildew.
Common Causes of Water Damage
Frozen, burst, broken or leaking water pipes
Leaking roofs or windows
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Flooding due to heavy rain storms
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